CredScore verdict
0xbd67…b9a1eth-mainnet
Score
71
0 = max risk · 100 = clean
Low riskReviewConfidence:80%
Review before proceeding
CredScore sees a 3.7-year-old wallet with 80 transfers. Stale recent activity and Router-mediated execution context warrant manual review before this case is treated as routine. Observed entity context: Uniswap Universal Router, USDT Token.
Wallet snapshot
Wallet age
3.7 years
Transfers observed
80
Native balance
0.0163 ETH
Last activity
1.3 years ago
Counterparties
19
Observed entity context
Labels
Uniswap Universal RouterUSDT Tokencirclecowmaker
Protocols
uniswaptether1inch Routercowmaker
Offsetting factors
Established history
Wallet age: 3.7y (observed)
Observable activity present
Transfers observed: 80
Moderately distributed counterparties
Unique counterparties observed: 19
Observed activity context
Signals worth knowing about, but not strong enough to change the low-risk verdict above.
Stale recent activity
Days since last observed activity: 471
A long gap since last activity reduces the freshness of the observable signal.
Router-mediated execution context
Observed label: Uniswap Universal Router · Observed label: USDT Token · Observed label: circle
Recognizable router or aggregator context improves classification clarity, but also means the visible graph may be intermediated rather than direct.
Analyst briefing
Executive Risk Verdict
This 3.7-year-old address presents lower relative counterparty risk. The observable behavior is consistent with stable usage and no dominant adverse drivers were detected, though it should still be contextualized with broader exposure intelligence when available.
Decision Posture
Review before proceeding. One or more review-sensitive structural patterns were detected (Fan-out distribution and Hub-and-spoke structure), which elevates the review requirement beyond what the base risk tier alone would indicate. Human context is needed to interpret these findings correctly.
Primary Risk Drivers
Stale recent activity Days since last observed activity: 471 A long gap since last activity reduces the freshness of the observable signal.
Router-mediated execution context
Observed label: Uniswap Universal Router
Observed label: USDT Token
Observed label: circle
Recognizable router or aggregator context improves classification clarity, but also means the visible graph may be intermediated rather than direct.
Offsetting Factors
Established history Wallet age: 3.7y (observed)
Observable activity present
Transfers observed: 80
Moderately distributed counterparties
Unique counterparties observed: 19
Structural Pattern Observations
Fan-out distribution (high confidence) The observed flow pattern is consistent with fan-out distribution behavior and also carries additional review pressure from thin visibility, limited history, or sensitive exposure. This is not a misconduct finding, but it is not a routine pattern under current coverage.
Hub-and-spoke structure (medium confidence)
The observed flow structure is consistent with a hub-and-spoke arrangement, where a central routing posture coexists with a broad but uneven counterparty set. This is common in treasury, market-making, and organized distribution contexts. It increases structural complexity but is not inherently adverse.
Behavior Distribution
DEX-related interactions: 8% of observed activity. Router / aggregator interactions: 5% of observed activity. Attributed interactions: 100% of observed activity. High-confidence attributed interactions: 10% of observed activity.
Observed Entity / Protocol Context
Uniswap Universal Router USDT Token circle cow maker
Observed Protocol Attribution
uniswap tether 1inch Router cow maker
Confidence Statement
Overall assessment confidence is high (80%), reflecting stronger sample depth, better coverage, and more stable observable behavior.
Sensitivity notes
Fresh activity could change this classification because the current signal is not recent.
Off-chain context would be particularly valuable here, the detected structural patterns raise interpretive ambiguity that on-chain data alone cannot resolve.
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Shared Jul 13, 2026