CredScore verdict
Compared to last analysis
Sep 9, 2026 →Score
-2
riskier
New drivers: Repeated amount-band recirculation
Cleared drivers: Balance unavailable
0xb9d0…da7cethereumScore
43
0 = max risk · 100 = clean
Medium riskReviewConfidence:42%
Review before proceeding
CredScore sees a 1.4-year-old wallet with at least 501 transfers. History capped by fetch limit and Repeated amount-band recirculation warrant manual review before this case is treated as routine. Observed entity context: USDC Token, 1inch Router.
Wallet snapshot
Wallet age
1.4 years
Transfers observed
501
Last activity
today
Counterparties
16
Primary risk drivers
History capped by fetch limit
Transfers observed: At least 501 · History cap: observed count may be a lower bound (cap 500)
Incomplete transfer coverage reduces confidence because observed totals may be lower bounds.
Repeated amount-band recirculation
Repeated amount-band recirculation: 2 · Funding dependency concentration: 24% · Multi-hop pressure: 22/100
Repeated reuse of the same transfer size bands across a narrow routing set can indicate mechanical flow or recirculation rather than broad organic usage.
Review-sensitive fan-out distribution pattern
Transfers observed: At least 501 · Unique counterparties: 16 · Top counterparty share: 95%
A review-sensitive fan-out distribution pattern was detected. The structural heuristics indicate this wallet distributes funds to multiple distinct recipients in a compressed fashion that raises review priority when combined with other signals.
Observed entity context
Labels
USDC Token1inch Router1inchcircleUSDC contract
Protocols
USDC contractcircleUSDT contract1inch
Offsetting factors
Established history
Wallet age: 1.4y (observed)
Moderately distributed counterparties
Unique counterparties observed: 16
Recognizable exchange or protocol context
Observed label: USDC Token · Observed label: 1inch Router · Observed label: 1inch
Analyst briefing
Executive Risk Verdict
This 1.4-year-old address presents moderate counterparty risk. The leading concerns are History capped by fetch limit and Repeated amount-band recirculation, which warrant manual review before this case is treated as routine.
Decision Posture
Review before proceeding. Multiple review-sensitive structural patterns were detected. The combination increases interpretive complexity beyond what automated assessment can resolve without human context.
Primary Risk Drivers
History capped by fetch limit Transfers observed: At least 501 History cap: observed count may be a lower bound (cap 500) Incomplete transfer coverage reduces confidence because observed totals may be lower bounds.
Repeated amount-band recirculation
Repeated amount-band recirculation: 2
Funding dependency concentration: 24%
Multi-hop pressure: 22/100
Repeated reuse of the same transfer size bands across a narrow routing set can indicate mechanical flow or recirculation rather than broad organic usage.
Review-sensitive fan-out distribution pattern
Transfers observed: At least 501
Unique counterparties: 16
Top counterparty share: 95%
A review-sensitive fan-out distribution pattern was detected. The structural heuristics indicate this wallet distributes funds to multiple distinct recipients in a compressed fashion that raises review priority when combined with other signals.
Offsetting Factors
Established history Wallet age: 1.4y (observed)
Moderately distributed counterparties
Unique counterparties observed: 16
Recognizable exchange or protocol context
Observed label: USDC Token
Observed label: 1inch Router
Observed label: 1inch
Structural Pattern Observations
Fan-out distribution (high confidence) The observed flow pattern is consistent with fan-out distribution behavior and also carries additional review pressure from thin visibility, limited history, or sensitive exposure. This is not a misconduct finding, but it is not a routine pattern under current coverage.
Hub-and-spoke structure (medium confidence)
The observed flow structure is consistent with a hub-and-spoke arrangement, where a central routing posture coexists with a broad but uneven counterparty set. This is common in treasury, market-making, and organized distribution contexts. It increases structural complexity but is not inherently adverse.
Behavior Distribution
DEX-related interactions: 0% of observed activity. Router / aggregator interactions: 0% of observed activity. Attributed interactions: 100% of observed activity, but only 0% resolved with high confidence, the remainder are unlabeled contract interactions, which is opacity rather than meaningful attribution coverage. High-confidence attributed interactions: 0% of observed activity.
Observed Entity / Protocol Context
USDC Token 1inch Router 1inch circle USDC contract
Observed Protocol Attribution
USDC contract circle USDT contract 1inch
Confidence Statement
Overall assessment confidence is low (42%), constrained by limited coverage, short history, or sparse behavioral signal.
Sensitivity notes
Improved transaction coverage could materially change activity-based interpretation and increase confidence.
Improved data coverage for missing core metrics would likely improve confidence and may affect the trust score.
Off-chain context would be particularly valuable here, the detected structural patterns raise interpretive ambiguity that on-chain data alone cannot resolve.
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Shared Oct 9, 2026