CredScore verdict
0x97da…1122eth-mainnet
Score
78
0 = max risk · 100 = clean
Low riskReviewConfidence:58%
Review before proceeding
CredScore sees a 7-month-old wallet with at least 1,201 transfers. History capped by fetch limit and High transfer activity warrant manual review before this case is treated as routine. Observed entity context: DAI contract.
Wallet snapshot
Wallet age
7 months
Transfers observed
1,201
Native balance
0.0027 ETH
Last activity
3 months ago
Counterparties
326
Observed entity context
Labels
DAI contract
Protocols
DAI contract
Offsetting factors
Recognizable exchange or protocol context
Observed label: DAI contract
Recognizable protocol attribution
Observed protocol: DAI contract
Observed activity context
Signals worth knowing about, but not strong enough to change the low-risk verdict above.
History capped by fetch limit
Transfers observed: At least 1,201 · History cap: observed count may be a lower bound (cap 1,200)
Incomplete transfer coverage reduces confidence because observed totals may be lower bounds.
High transfer activity
Transfers observed: At least 1,201 · History cap: observed count may be a lower bound (cap 1,200)
Higher activity increases interpretive complexity, but should not be treated as adverse on its own unless paired with suspicious concentration, rapid routing, or sensitive exposure.
Minimal native balance
Native balance: 0.0026 ETH
A minimal native balance can be consistent with incomplete activity coverage or low-conviction usage.
Analyst briefing
Executive Risk Verdict
This 7-month-old address presents lower relative counterparty risk. The observable behavior is consistent with stable usage and no dominant adverse drivers were detected, though it should still be contextualized with broader exposure intelligence when available.
Decision Posture
Review before proceeding. One or more review-sensitive structural patterns were detected (Fan-out distribution), which elevates the review requirement beyond what the base risk tier alone would indicate. Human context is needed to interpret these findings correctly.
Primary Risk Drivers
History capped by fetch limit Transfers observed: At least 1,201 History cap: observed count may be a lower bound (cap 1,200) Incomplete transfer coverage reduces confidence because observed totals may be lower bounds.
High transfer activity
Transfers observed: At least 1,201
History cap: observed count may be a lower bound (cap 1,200)
Higher activity increases interpretive complexity, but should not be treated as adverse on its own unless paired with suspicious concentration, rapid routing, or sensitive exposure.
Minimal native balance
Native balance: 0.0026 ETH
A minimal native balance can be consistent with incomplete activity coverage or low-conviction usage.
Offsetting Factors
Recognizable exchange or protocol context Observed label: DAI contract
Recognizable protocol attribution
Observed protocol: DAI contract
Structural Pattern Observations
Fan-out distribution (medium confidence) The observed flow pattern is consistent with fan-out distribution behavior and also carries additional review pressure from thin visibility, limited history, or sensitive exposure. This is not a misconduct finding, but it is not a routine pattern under current coverage.
Behavior Distribution
Attributed interactions: 9% of observed activity. High-confidence attributed interactions: 1% of observed activity.
Observed Entity / Protocol Context
DAI contract
Observed Protocol Attribution
DAI contract
Confidence Statement
Overall assessment confidence is moderate (58%), reflecting partial coverage with usable but still incomplete behavioral signal.
Sensitivity notes
Improved transaction coverage could materially change activity-based interpretation and increase confidence.
Stronger counterparty attribution coverage could materially improve interpretability and sharpen the current score.
Off-chain context would be particularly valuable here, the detected structural patterns raise interpretive ambiguity that on-chain data alone cannot resolve.
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Shared Jun 20, 2026