CredScore verdict
Compared to last analysis
Aug 6, 2026 →Score
-3
riskier
Tier
Low → Medium
New drivers: High inbound value concentration
Cleared drivers: Balance unavailable
0x39f6…2ba3ethereumScore
66
0 = max risk · 100 = clean
Medium riskReviewConfidence:46%
Review before proceeding
CredScore sees a 7.5-year-old wallet with at least 300 transfers. History capped by fetch limit and High inbound value concentration warrant manual review before this case is treated as routine. Observed entity context: USDT Token, USDC Token.
Wallet snapshot
Wallet age
7.5 years
Transfers observed
300
Last activity
today
Counterparties
58
Primary risk drivers
History capped by fetch limit
Transfers observed: At least 300 · History cap: observed count may be a lower bound (cap 500)
Incomplete transfer coverage reduces confidence because observed totals may be lower bounds.
High inbound value concentration
Single source supplied 89% of inbound ETH value · Distinct inbound counterparties (all assets): 33
A large share of inbound value is concentrated in a few transfers, which can indicate a single large unexplained windfall.
Review-sensitive fan-out distribution pattern
Transfers observed: At least 300 · Unique counterparties: 58 · Top counterparty share: 49%
A review-sensitive fan-out distribution pattern was detected. The structural heuristics indicate this wallet distributes funds to multiple distinct recipients in a compressed fashion that raises review priority when combined with other signals.
Observed entity context
Labels
USDT TokenUSDC TokencircletetherUSDC contract
Protocols
tethercircleUSDC contractShiba Inu (SHIB)
Offsetting factors
Established history
Wallet age: 7.5y (observed)
Moderately distributed counterparties
Unique counterparties observed: 58
Material attribution coverage
Attributed interaction share: 100% (77% high-confidence)
Analyst briefing
Executive Risk Verdict
This 7.5-year-old address presents moderate counterparty risk. The leading concerns are History capped by fetch limit and High inbound value concentration, which warrant manual review before this case is treated as routine.
Decision Posture
Review before proceeding. This case is not an automatic stop, but the current signal mix or confidence level is not strong enough to treat it as routine without human review.
Primary Risk Drivers
History capped by fetch limit Transfers observed: At least 300 History cap: observed count may be a lower bound (cap 500) Incomplete transfer coverage reduces confidence because observed totals may be lower bounds.
High inbound value concentration
Single source supplied 89% of inbound ETH value
Distinct inbound counterparties (all assets): 33
A large share of inbound value is concentrated in a few transfers, which can indicate a single large unexplained windfall.
Review-sensitive fan-out distribution pattern
Transfers observed: At least 300
Unique counterparties: 58
Top counterparty share: 49%
A review-sensitive fan-out distribution pattern was detected. The structural heuristics indicate this wallet distributes funds to multiple distinct recipients in a compressed fashion that raises review priority when combined with other signals.
Offsetting Factors
Established history Wallet age: 7.5y (observed)
Moderately distributed counterparties
Unique counterparties observed: 58
Material attribution coverage
Attributed interaction share: 100% (77% high-confidence)
Structural Pattern Observations
Fan-out distribution (high confidence) The observed flow pattern is consistent with fan-out distribution behavior and also carries additional review pressure from thin visibility, limited history, or sensitive exposure. This is not a misconduct finding, but it is not a routine pattern under current coverage.
Hub-and-spoke structure (medium confidence)
The observed flow structure is consistent with a hub-and-spoke arrangement, where a central routing posture coexists with a broad but uneven counterparty set. This is common in treasury, market-making, and organized distribution contexts. It increases structural complexity but is not inherently adverse.
Behavior Distribution
Attributed interactions: 100% of observed activity. High-confidence attributed interactions: 77% of observed activity.
Observed Entity / Protocol Context
USDT Token USDC Token circle tether USDC contract
Observed Protocol Attribution
tether circle USDC contract Shiba Inu (SHIB)
Confidence Statement
Overall assessment confidence is moderate (46%), reflecting partial coverage with usable but still incomplete behavioral signal.
Sensitivity notes
Improved transaction coverage could materially change activity-based interpretation and increase confidence.
Improved data coverage for missing core metrics would likely improve confidence and may affect the trust score.
Off-chain context would be particularly valuable here, the detected structural patterns raise interpretive ambiguity that on-chain data alone cannot resolve.
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Shared Aug 11, 2026