Understanding the Risk Score

The risk score is a number from 0 to 100. Higher means lower risk. Lower means higher risk. This is intentionally inverted from "credit score" intuition because most compliance tools express risk as "lower number is safer."

The tiers are:

Low risk (75–100, green) — the wallet shows no significant adverse signals. Routine activity, recognizable counterparties, organic distribution patterns. Proceed with normal caution.

Medium risk (40–74, yellow) — some concerning signals or insufficient data to confidently classify. Review before proceeding. This does not mean "bad" — it means "look more carefully."

High risk (0–39, red) — adverse signals are strong enough to require escalation. Sanctions exposure, mixer interaction, structural patterns consistent with obfuscation, or co-occurring high-severity flags.

The score is computed by starting from a baseline of 83 and subtracting weighted contributions from five risk categories: entity risk, behavioral risk, concentration risk, temporal risk, and coverage risk. Stability support (positive context like recognizable exchanges or DeFi protocols) is added back.

After the raw score is computed, hard caps are applied for specific adverse conditions. A wallet with confirmed sanctions exposure is capped at 12, regardless of any other signals. A wallet with mixer interaction is capped at 35–44 depending on intensity.

Finally, calibration and consistency layers smooth tier boundaries and prevent artificial inflation or deflation from low-confidence data.